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Getting into a car crash is stressful, and dealing with insurance companies can feel overwhelming. If you were injured in an accident in New York, here are the three most important things you need to know about your rights:
New York’s No-Fault Insurance Covers Your Initial Bills
In New York, your own vehicle’s insurance (or the car you were riding in) pays for your medical treatments and lost wages immediately, no matter who caused the crash.
- The Catch: You must file your No-Fault application (NF-2) within 30 days of the accident, or the insurance company can deny your medical coverage entirely.
Don't Let the Insurance Company Blame You
Under New York's modified comparative fault rules, if an insurance adjuster proves you were 51% or more at fault for the crash, you cannot collect money for your pain and suffering.
Insurers know this and will try to trick you into taking the blame during recorded phone calls. Never give a recorded statement without talking to a lawyer first.
You Can Work Directly with a Bilingual Attorney
Many law firms advertise to Spanish speakers but hand clients off to receptionists or translators. At Arzayus Montesdeoca Law, you speak directly with a bilingual trial attorney who manages your case from day one—making sure nothing gets lost in translation.
Injured in a Crash?
Contact Arzayus Montesdeoca Law today for a free consultation. You pay $0 upfront, and we only get paid if we win your case.
